Julapa Jagtiani

Julapa Jagtiani is Senior Economic Advisor and Economist at the Federal Reserve Bank of Philadelphia and a Fellow member of the Wharton Financial Institutions Center. She joined the Philadelphia Fed in 2008 as Senior Special Advisor in the Supervision, Regulation, and Credit Department. Julapa has conducted research and participated in several supervisory policy and implementation projects, including serving on the Federal Reserve Fintech Task Force and a member of the Risk Council Fintech Subgroup. Previously, Jagtiani was a senior economist at the Chicago Fed and Kansas City Fed, and prior to that she was Associate Professor in the Finance Department at Baruch College, the City University of New York. She has published articles in top finance journals, including the Journal of Financial Economics; the Journal of Money, Credit, and Banking; and the Journal of Banking and Finance. Her recent research has focused on issues related to Fintech, use of alternative data and AI/ML in credit decisions, small business lending, and community bank mergers. Jagtiani has also been active in the community and has served on the board of directors and finance committees at various organizations, including the Leadership Council Board of Directors for the American Red Cross, the Center for Practical Bioethics, and the Parents Council at Johns Hopkins University. Jagtiani has a PhD in finance and an MBA from New York University’s Stern School of Business.