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Lee Seltzer

Financial Research Economist

Federal Reserve Bank of New York

Lee Seltzer

Working Papers Less for You, More for Me: Credit Reallocation and Rationing Under Usury Limits With Rajashri Chakrabarti, Daniel Garcia, and Donald P. Morgan Federal Reserve Bank of New York Staff Reports 1173, December 2025

Clustering in Natural Disaster Damages With Jacob Kim-Sherman Federal Reserve Bank of New York Staff Reports 1135, November 2024, Revised January 2025

U.S. Banks’ Exposures to Climate Transition Risks With Hyeyoon Jung and João A.C. Santos Federal Reserve Bank of New York Staff Reports 1058, April 2023, Revised January 2024

Climate Regulatory Risks and Corporate Bonds With Laura T. Starks and Qifei Zhu Federal Reserve Bank of New York Staff Reports 1014, April 2022, Revised March 2025

Effects of Financing Constraints on Maintenance Investments in Rent-Stabilized Apartments Federal Reserve Bank of New York Staff Reports 1000, December 2021, Revised August 2024